CrowdProperty has launched an enhanced bridging proposition, giving property developers a flexible short-term funding solution for residential assets.
Available on loans of up to £750,000 and up to 75% LTV, with terms from 3-15 months, across residential assets – tenanted or vacant – the proposition has been designed to support a range of scenarios including auction purchases, development exits, investment acquisitions, and land with planning opportunities.
Developers are increasingly looking beyond speed alone when choosing a bridging lender. The ability to reduce transaction friction, maintain certainty and structure funding around a clear exit strategy has become just as important.
Our enhanced bridging proposition has been developed to support straightforward execution, including the acceptance of desktop valuations, plus title and search indemnity insurance on suitable transactions. Combined with our property-led approach to lending, our new bridging proposition is designed to help developers move efficiently from acquisition through to exit.
How can bridging finance support your development strategy?
For property developers, bridging finance is often used to create flexibility between acquisition, stabilisation and exit. In addition to auction purchases, developers can use bridging finance in a wider range of scenarios where speed, certainty and flexibility are required.
Auction purchases
Auction opportunities continue to attract developers looking to secure assets at competitive prices. Bridging finance can provide the certainty required to complete quickly, allowing developers to focus on implementing their business plan once the acquisition has been secured.
Development exits
Market conditions do not always align with development timelines, with the optimum time to sell or refinance often several months away. Developers can use bridging finance to create breathing space while marketing completed units, building a rental track record or arranging a longer-term refinance.
Investment acquisitions
Many property developers and investors acquire completed residential assets that require little or no structural work but still offer attractive opportunities. These include vacant properties, multi-unit residential assets, houses converted into apartments, and longer-term investment properties.
Land with planning
Land with planning consent can provide a solid route into future development opportunities. Bridging finance can support acquisition while developers progress planning conditions, finalise designs, secure consents or prepare for a subsequent development finance facility.
Why are property developers rethinking bridging?
The bridging market has matured significantly over recent years. Completion times that were once considered market-leading are now widely available across the sector. As a result, developers are focusing on lenders that can remove unnecessary friction from the process.
For many developers, that means lenders with:
- Pragmatic underwriting
- Certainty of execution
- Property expertise
- Flexible exit strategies
- Streamlined valuations
- Reduced legal complexity
CrowdProperty’s enhanced bridging proposition has been designed with these priorities in mind.
The acceptance of desktop valuations, plus title and search indemnity insurance on suitable transactions, can help reduce delays, simplify the funding process and provide greater certainty for developers working to tight deadlines.
Bridging designed around real property transactions
Whether securing an auction purchase, acquiring an investment asset, or creating time to optimise an exit strategy, CrowdProperty’s enhanced bridging proposition has been developed to support the practical realities of property development.
With loans available up to £750,000 and up to 75% LTV, the proposition provides a practical funding solution for developers looking to move efficiently and confidently.
While speed remains crucial in bridging, it’s no longer enough on its own. The real challenge is removing unnecessary friction that can slow transactions down, create uncertainty or increase costs for borrowers.
Our enhanced bridging proposition has been designed with exactly that in mind. By accepting desktop valuations, alongside title and search indemnity insurance, we can streamline the process while maintaining the robust underwriting standards that developers expect from CrowdProperty.
Steve Deutsch, CEO, CrowdProperty
Other articles you may find interesting
Managing construction cost uncertainty – a practical guide for SME property developers
Permitted development – a guide to reducing planning risk and accelerating viable projects
Rolled, retained, serviced – how interest works in development finance
Ready to discuss your next project?
At CrowdProperty, we understand the challenges developers face because property is what we do.
Whether you’re securing an auction purchase, funding a development exit, or acquiring an investment asset, our team understands the practical challenges property developers face, and how the right funding structure can support your objectives.
Call 0203 012 0166 or contact our Direct Team to discuss your next opportunity.
We’re property finance by property people. Together we build.