Introducing the new ISA season

earn up to 8% tax-free through
our innovative finance isa

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk warning.

Why wait till march?


Most ISAs lose money as the returns are lower than inflation, hence people waiting to the end of the tax year


With up to 8% tax-free returns, backed by first charge security, you're losing money by NOT setting up your IFISA as soon as possible each year


So with our IFISA, the ISA season is now. Open yours today and start earning up to 8% p.a. returns backed by first charge security, tax free. That's the same as 13.3% taxable returns if a higher-rate tax payer

Stress-free investing with autoinvest


We understand you’re not always available to manually make investments. That’s why we’ve created our autoinvest tool: to save you time, to help you diversify and to make your life easier.

Our tech experts have created an algorithm which will ensure you have significant diversification, without platform administration or financial advisor fees.

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk warning.

How to make your money work harder

1. Open an IFISA with us

2. Utilise your IFISA allowance

3. Transfer in existing ISA funds

1. Open an IFISA with us

Registering is quick and easy. If you are a registered lender, you just need your National Insurance number. You can also quickly and easily register as a lender if you're not yet. Then you're on your way to earning up to 8% returns backed by first charge security, tax free

2. Utilise your IFISA allowance

Pledge to get your IFISA funds working
Once setup, you are ready to pledge to a project with your annual IFISA allowance of up to £20,000. Visit our project page to view our latest projects. You'll also hear from us when projects are being launched. Remember that you can learn more about each project in the live webinar the night before each launch

3. Transfer in existing ISA funds

Transfer your other ISAs
As well as putting your annual allowance of up to £20,000 to work earning up to 8% tax-free returns backed by first charge security against property, you can also transfer your other ISA funds, where your money may not be working as hard, into your CrowdProperty IFISA. Once you have a CrowdProperty IFISA, the transfer process is easy and takes up to 30 days

Government initiative

The Innovative Finance ISA (IFISA), offering tax-free savings, is the latest addition to the ISA family, alongside cash ISAs, stocks and shares ISAs, the lifetime ISA, junior ISAs and help-to-buy ISAs.

It was launched in 2016 by the UK government, showing their confidence in the sector, to encourage investment in business and property through crowdfunding and the peer-to-peer lending industry.

See how much you could
earn tax free

6 month loan
12 month loan
18 month loan

Register now

If you are a registered lender please log in here 

Please use our address lookup tool to locate your address by populating the postcode field and clicking the 'Lookup ' button. You must then select your address from the address menu.

Enter your address manually

Please select your address from the above list


Further to a pre-planned change in our client money provider, we are also planning on changing our ISA manager. Therefore upon setting up your CrowdProperty ISA, whilst we, CrowdProperty, will initially be your ISA manager, Goji Financial Services Limited will take over this responsibility in March 2021.

This is an internal change and will not impact you directly or the product you are investing in. There will be no action required from you, but it is important you are aware of this change before continuing with your ISA application. We will contact you when the transfer has occurred.

As with all ISAs, you can request to transfer your ISA out from CrowdProperty to another ISA provider at any time but please note that this can only be processed when the required amount you would like to transfer is available as a cash balance.

If you have any questions about this change, please contact us at

why open a crowdproperty IFISA?

invest up to £20,000 completely tax-free, per tax year, in crowdproperty projects

earn significantly higher returns than the banks

transfer in pre-existing ISA to maximise returns*

you're in control - choose which projects you'd like to invest in

all investments are short term and shown in a simple portfolio

finance projects which provide much needed homes for britain

maximise your interest by investing in crowdproperty projects through our innovative finance isa, AND EARN UP TO 8% PER ANNUM RETURNS COMPLETELY TAX-FREE AND BACKED BY FIRST CHARGE SECURITY AGAINST PROPERTY

*You can transfer in an unlimited amount from pre-existing ISA pots that have been accruing over previous years to maximise the amount you can invest in your projects, and earn up to 8% on, tax-free.

how does it work

register for a standard loan account and complete your profile to invest via an ifisa

Set-up your CrowdProperty IFISA account, add your NI number and read and accept the T&Cs


Choose which projects you would like to invest in


Deposit cash in your IFISA wallet, or transfer in
pre-existing ISAs


On project completion, capital and interest is returned to your CrowdProperty IFISA


Reinvest in projects to maximise returns, or withdraw your earnings

Let us answer any questions you have before opening your IFISA account - Read our ISA FAQs

register for an IFISA

performance transparency

CrowdProperty is a founding member and only specialist property platform in the Innovate Finance 36H Group. The 36H Group succeeds the Peer-to-Peer Finance Association (P2PFA), of which CrowdProperty was a board member (as the only specialist property project platform) alongside other sector leaders, which set high-operating standards that went above and beyond the regulations on areas such as credit risk management, disclosure and accountability. With the majority of the P2PFA Operating Principles included in the new enhanced FCA regime, CrowdProperty remains at the forefront of the online lending sector as a founding member of the Innovate Finance 36H Group.
Our insistence on transparency and best practice in every way has resulted in us working with Brismo (formerly Altfi Data), the leading provider of standardised loan performance data. Brismo scrutinise every loan and loan cashflow to derive independent, like for like platform comparability. CrowdProperty was the first property specialist platform to become Brismo Verified.
This has validated our 100% track record and underlines our commitment to be held accountable for the performance of every loan we originate both historically and going forward.

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk warning.

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