About us

We’re a passionate team of property professionals, who support developers, brokers and investors to build together.

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Take a look at our stats and key numbers to learn what we fund and pay back

Property finance by property people

Founded in 2013, CrowdProperty is an FCA-regulated property development lender, supporting SME developers to deliver property projects across England and Wales.

We provide end-to-end development finance, working direct with developers – from first-timers to experienced professionals – and through an established network of trusted finance brokers.

We fund residential projects between £250,000–£10million, from light refurbishment to ground-up development, specialising in complex projects, including property conversions and airspace development.

Funding blends institutional capital with retail investment – accessed through our investment platform – to deliver flexible, tailored development finance, underpinned by real-world property experience and tech-enabled process.

More than a decade on, we’re a business with deep expertise, renewed energy, and clear focus on delivering positive outcomes for developers, brokers and investors, while fuelling the creation of much-needed homes.

This is property finance by property people. Together we build.

Unlocking the potential of property developers to deliver much-needed homes

 

Connecting a community of developers and intermediaries with property expertise and funding to maximise their collective success

Our Values

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Define the future

We define the future with highly skilled people overseeing increased numbers of homes created through improved processes, advanced technology and quicker access to reliable funding.

Lead by example

We lead by example with every area of the business striving to support our developers, intermediaries, investors and each other. Sharing our knowledge, experience and expert insights.

Succeed together

We succeed together ensuring sustainable and diverse financial investment. Developing shared success, better careers and higher returns in the housing market.

Meet the team

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Chief Executive Officer

Steve Deutsch

Steve Deutsch

Chief Executive Officer

Steve leads CrowdProperty’s strategy, development and growth. An experienced financial services leader, he has operated at Board level since 2006, including CEO roles at GB Bank and Wesleyan Bank. His leadership spans early-stage, growth and established organisations, with deep expertise in transformational change, strategic execution and scaling businesses.

Non-Executive Chairman

John Mould

John Mould

Non-Executive Chairman

John provides Board-level guidance, bringing deep experience in financial services, alternative finance and asset management. As CEO of ESF Capital and ThinCats, he oversaw ThinCats’ acquisition and grew cumulative lending from c.£150m to c.£600m. Other roles include executive positions at Hermes Investment Management, New Star Asset Management and Morgan Stanley.

Co-Founder

Simon Zutshi

Simon Zutshi

Co-Founder

Simon has been a property investor and developer since 1995. He founded the Property Investors Network in 2003, which now hosts 50 local networking meetings across the UK each month while educating thousands of property professionals. Simon is the Amazon bestselling author of Property Magic and is widely recognised as one of the UK’s leading property experts, educators and mentors.

Chief Financial Officer

Steve Morgan

Steve Morgan

Chief Financial Officer

Steve oversees CrowdProperty’s financial strategy, capital and funding. A Chartered Accountant and experienced CFO, his 25+ years’ leadership experience spans retail and institutional lending, including Arthur Anderson, Lehman Brothers and Harrods. He’s operated at senior level in regulated financial services, supporting sustainable growth through disciplined management.

Chief Credit Officer

Emma Moriarty

Emma Moriarty

Chief Credit Officer

Emma leads CrowdProperty’s credit strategy, ensuring disciplined underwriting and robust portfolio performance to support decision-making. Experience includes senior financial services roles at Metro Bank and Allied Irish Bank, where she developed strong leadership skills, with deep expertise in credit assessment, risk governance and structured lending.

Head of Credit

Tom Short

Tom Short

Head of Credit

Tom manages CrowdProperty’s credit function, ensuring rigorous underwriting and disciplined lending standards. He brings expertise in credit analysis, portfolio monitoring and structured lending. Prior to joining us, Tom developed strong capabilities in credit decision-making, risk assessment and cross-functional collaboration within financial services.

Head of Loan Management

Mark Davidson

Mark Davidson

Head of Loan Management

Mark ensures effective oversight of CrowdProperty’s loan performance and servicing. An experienced lending professional, he brings expertise in credit monitoring, risk control and delivery across complex loan portfolios. Prior to joining us, Mark held financial services roles with NatWest and RBS, developing strong capabilities in loan administration and performance optimisation.

Head of Change & Technology

Dan Sullivan

Dan Sullivan

Head of Change & Technology

Dan leads CrowdProperty’s change and technology strategy. An experienced financial services and technology leader, he brings expertise in digital transformation, systems development and optimisation. Dan works with cross-functional teams to deliver scalable technology solutions that enhance customer experience, strengthen controls and support sustainable growth.

Head of Marketing & Communications

Andy Lacey

Andy Lacey

Head of Marketing & Communications

Andy leads CrowdProperty’s marketing, including brand, content and communications. He has two decades’ B2C and B2B experience in digital, content, partnerships, events and PR, agency and in-house. He’s run campaigns for global brands including Under Armour and LEGO, led marketing teams across SaaS, PropTech and FinTech, and built/exited a successful retail brand in the US.

Head of Lending

Sara Nasralla

Sara Nasralla

Head of Lending

Sara leads CrowdProperty’s lending function, overseeing loan origination and delivery to ensure high-quality outcomes. She brings expertise in credit evaluation, relationship management and structured lending solutions. Prior to joining us, Sara held roles in financial services where she developed strong capabilities in lending strategy, client engagement and operational coordination.

Head of Sales

Steve Smith

Steve Smith

Head of Sales


Steve leads CrowdProperty’s sales team, driving business development and client engagement to support revenue growth. For more than two decades he’s honed his skills in client acquisition, relationship building, strategic sales execution and market development, having worked in key roles for established players in financial services, including Mint, Roma, and Shawbrook.

Head of Business Development (Direct)

Rupert Lowe

Rupert Lowe

Head of Business Development (Direct)

Rupert leads CrowdProperty’s direct developer sales, building strong relationships and delivering tailored lending solutions. He brings expertise in client engagement, deal structuring and business development. Rupert is a qualified chartered surveyor, with experience in sales strategy, stakeholder management and property finance advisory.

Head of Risk & Compliance

Rob Anderson

Rob Anderson

Head of Risk & Compliance

Rob oversees CrowdProperty’s risk and compliance framework, ensuring robust governance and regulatory adherence. He brings expertise in compliance strategy, risk management, policy implementation, operational oversight and control design, having held senior financial services roles at HSBC, LLoyds and Moneybox.

Head of Investor Relations

Lucy Hardman

Lucy Hardman

Head of Investor Relations

Lucy leads CrowdProperty’s investor relations strategy, building strong engagement and communication with our investor community. She brings expertise in stakeholder engagement, strategic communication and investor support. Prior to joining us, Lucy developed strong skills in client services, business development and cross-functional collaboration.

Investor Relations Manager

Mared Harrison

Mared Harrison

Investor Relations Manager

Mared manages investor relations, building and maintaining strong relationships with CrowdProperty investors. She brings expertise in stakeholder communication, relationship management and tailored investor support. Prior to joining us, Mared developed strong skills in client services and business development within customer-focused environments.

Investor Relations Officer

Geoff Diamond

Geoff Diamond

Investor Relations Officer

Geoff provides customer service and platform support to CrowdProperty’s investor community. An experienced customer service professional, he brings expertise in client communication and customer care. Prior to joining us, Geoff held roles in education and retail, developing strong skills in problem solving and user-focused delivery.

Lending Manager

Dan Mortimer

Dan Mortimer

Lending Manager

Dan manages lending transactions and borrower relationships from enquiry to completion. He brings experience across credit operations and client support, with a strong focus on delivering efficient, service-led outcomes. Dan works closely with developers, brokers and internal teams to ensure smooth execution and disciplined credit standards throughout the lending process.

Business Operations Manager

Laurie Price

Laurie Price

Business Operations Manager

Laurie supports CrowdProperty’s business operations across credit, KYC, HR and office management, ensuring efficient and controlled delivery. She brings expertise in operational leadership, compliance and process improvement, with a collaborative approach to managing complex functions and driving meaningful organisational change.

Finance Officer

Serisha Mehmi

Serisha Mehmi

Finance Officer

Serisha supports CrowdProperty’s finance function, including financial reporting, budgeting and operational accounting. She brings experience in financial analysis, process improvement and accurate financial control. Prior to joining us, Serisha developed strong skills in finance and accounting roles within business-focused environments.

Senior Engineer

Luke Richardson

Luke Richardson

Senior Engineer

Luke manages CrowdProperty’s technology delivery, building robust and scalable solutions to support business performance and growth. An experienced software engineer, he brings expertise in enhancing performance and user-centric outcomes, with skills in full-stack development, systems integration and problem-solving across complex environments.

Engineer

Matt Bradley

Matt Bradley

Engineer

Frequently asked questions

Who is CrowdProperty?

CrowdProperty is a fintech/proptech lending innovator, authorised and regulated by the FCA. We offer quick, easy finance for property professionals and property-secured income for investors.

How long have CrowdProperty been operating?

CrowdProperty have been operating since 2014, having grown into one of the UK’s leading specialist lenders for property projects – backing ambitious developers with around £1bn in funding and reshaping the way property finance works.

We’ve been FCA authorised since 2017, proving the strength of our platform, our rigorous due diligence, and our commitment to transparency, trust and client success.

How does CrowdProperty make money?

CrowdProperty is paid by the borrower for financing their projects – an initial fee and then interest on the amount they are loaned through the platform for each project, when it is completed.