Innovative Finance ISA funding UK property

Why wait till march?

problem

Most ISAs lose money as the returns are lower than inflation, hence people waiting to the end of the tax year

consequence

With up to 8% tax-free returns, backed by first charge security, you're losing money by NOT setting up your IFISA as soon as possible each year

solution

So with our IFISA, the ISA season is now. Open yours today and start earning up to 8% p.a. returns backed by first charge security, tax free. That's the same as 13.3% taxable returns if a higher-rate tax payer

Stress-free investing with autoinvest

EXPERIENCE THE BENEFITS OF UP TO 8%* RETURNS BACKED BY FIRST CHARGE SECURITY AGAINST PROPERTY WITHOUT THE EFFORT BY USING OUR AUTOINVEST TOOL.

We understand you’re not always available to manually make investments. That’s why we’ve created our autoinvest tool: to save you time, to help you diversify and to make your life easier.

Our tech experts have created an algorithm which will ensure you have significant diversification, without platform administration or financial advisor fees.

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Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk statement.

How to make your money work harder

1. Open an IFISA with us

2. Utilise your IFISA allowance

3. Transfer in existing ISA funds

1. Open an IFISA with us

REGISTER FOR AN IFISA

Registering is quick and easy. If you are a registered lender, you just need your National Insurance number. You can also quickly and easily register as a lender if you're not yet. Then you're on your way to earning up to 8% returns backed by first charge security, tax free

2. Utilise your IFISA allowance

Pledge to get your IFISA funds working

Once setup, you are ready to pledge to a project with your annual IFISA allowance of up to £20,000. Visit our project page to view our latest projects. You'll also hear from us when projects are being launched. Remember that you can learn more about each project in the live webinar the night before each launch

3. Transfer in existing ISA funds

Transfer your other ISAs

As well as putting your annual allowance of up to £20,000 to work earning up to 8% tax-free returns backed by first charge security against property, you can also transfer your other ISA funds, where your money may not be working as hard, into your CrowdProperty IFISA. Once you have a CrowdProperty IFISA, the transfer process is easy and takes up to 30 days

Government initiative

The Innovative Finance ISA (IFISA), offering tax-free savings, is the latest addition to the ISA family, alongside cash ISAs, stocks and shares ISAs, the lifetime ISA, junior ISAs and help-to-buy ISAs.

See how much you could
earn tax free

	interest	total
6 month loan	£200	£5,200
12 month loan	£400	£5,400
18 month loan	£600	£5,600

Register now

If you are a registered lender please log in here

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why open a crowdproperty IFISA?

invest up to £20,000 completely tax-free, per tax year, in crowdproperty projects

earn significantly higher returns than the banks

transfer in pre-existing ISA to maximise returns*

you're in control - choose which projects you'd like to invest in

all investments are short term and shown in a simple portfolio

finance projects which provide much needed homes for britain

maximise your interest by investing in crowdproperty projects through our innovative finance isa, AND EARN UP TO 8% PER ANNUM RETURNS COMPLETELY TAX-FREE AND BACKED BY FIRST CHARGE SECURITY AGAINST PROPERTY

*You can transfer in an unlimited amount from pre-existing ISA pots that have been accruing over previous years to maximise the amount you can invest in your projects, and earn up to 8% on, tax-free.

how does it work

register for a standard loan account and complete your profile to invest via an ifisa

set-up

Set-up your CrowdProperty IFISA account, add your NI number and read and accept the T&Cs

choose

Choose which projects you would like to invest in

deposit

Deposit cash in your IFISA wallet, or transfer in
pre-existing ISAs

completion

On project completion, capital and interest is returned to your CrowdProperty IFISA

reinvest

Reinvest in projects to maximise returns, or withdraw your earnings

Let us answer any questions you have before opening your IFISA account - Read our ISA FAQs

what are my investment options?

Standard Lending

LENDING WITH CROWDPROPERTY TO EARN UP TO 8%* RETURNS BACKED BY FIRST CHARGE SECURITY IS EASY.

All CrowdProperty loans are, first and foremost, secured by the registered first legal charge against the property associated with the project. Every project is put through an extensive due diligence process by our experts, carefully curating and approving only the very best projects.

Tax-Free IFISA Lending

MAKE UP TO 8%* RETURNS TAX-FREE WITH THE CROWDPROPERTY IFISA.

The CrowdProperty Innovative Finance ISA (IFISA) is a way to increase your returns further. You still have the flexibility to select the individual loans and can invest up to £20,000 per tax year and receive the same up to 8% returns backed by first charge security but tax-free. You can also transfer in existing ISA pots.

OPEN AN IFISA

Pension Lending

Pension funds can now also be used to lend with CrowdProperty.

If you like the idea of lending against the security of property assets to make your pension pot work harder, we are delighted to confirm that pension funds can now be used to lend with CrowdProperty. Just like our IFISA, you still have the flexibility to select the individual loans to lend to.

find out more

discover autoinvest

a simple, quick and easy way to diversify your crowdproperty investment.

AutoInvest enables you to automatically diversify your money across high-quality property projects backed by first charge security, quickly and easily. Your AutoInvest funds will be diversified amongst each and every project launched on our platform, ensuring maximum diversification and reduced concentration risk.

turn on autoinvest