Innovative Finance ISA funding UK property

How to make your money work harder

1. Open an IFISA with us

2. Utilise your IFISA allowance

3. Fund Your IFISA

1. Open an IFISA with us

Register For An IFISA

Opening your IFISA is quick and easy. If you are a registered investor, you simply need to enter your National Insurance Number. If not, you can quickly and easily register here. Then you’re on your way to earning up to 8% p.a.* returns.

2. Utilise your IFISA allowance

Get Your IFISA Funds Working

Once set up, you are ready to invest in projects with your annual ISA allowance of up to £20,000 via either Self-Select or AutoInvest. You’ll hear from us when projects are launching and you can learn more about each project 24 hours before the launch.

3. Transfer in existing ISA funds

Transfer your other ISAs

As well as putting your annual allowance of up to £20,000 to work earning up to 8% p.a.* tax-free returns backed by first charge security against property, you can also transfer existing ISA funds from other providers into your CrowdProperty IFISA. Once you have a CrowdProperty IFISA, the transfer process is easy.

*Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk statement.

Register now

If you are a registered lender, please log in here

Date of Birth *

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Enter your address manually

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See how much you could
earn tax free

	interest	total
6 month loan	£200	£5,200
12 month loan	£400	£5,400
18 month loan	£600	£5,600

*Illustrates a project offering 8% p.a. returns. As with all marketplace lending, capital is at risk and not covered by FSCS. Tax treatment depends on individual circumstances and may change.

Why open a CrowdProperty IFISA?

The IFISA allows individuals to use part, or all, of their annual ISA allowance to lend funds through marketplace lending platforms. Marketplace lending allows individuals to lend directly to borrowers via an online platform.

Invest up to £20,000 completely tax-free* in CrowdProperty projects

Up to 8% p.a First Charge Secured returns **

Transfer in existing ISAs to maximise returns***

Choose which projects you’d like to invest in or invest completely hands-free via CrowdProperty AutoInvest

Short term investments shown in a simple investment portfolio

Flexible ISA with zero fees for investors

MAXIMISE YOUR INTEREST BY INVESTING IN CROWDPROPERTY PROJECTS THROUGH OUR INNOVATIVE FINANCE ISA, AND EARN UP TO 8%** PER ANNUM RETURNS COMPLETELY TAX-FREE AND BACKED BY FIRST CHARGE SECURITY AGAINST PROPERTY

*Dependent on personal circumstances and may be subject to change.
**As with all marketplace lending, capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change.
***You can transfer in an unlimited amount from existing ISA pots that have accrued over the years to maximise the amount you can invest in CrowdProperty projects and earn up to 8% p.a.

How does it work?

REGISTER FOR AN ACCOUNT AND COMPLETE YOUR PROFILE TO INVEST VIA AN IFISA

Set-Up

Set up your CrowdProperty IFISA account, add your NI number and read and accept the T&Cs

Choose

Choose which projects you would like to invest in or set up your IFISA AutoInvest

Deposit

Deposit cash in your IFISA, or transfer in existing ISA pots

Completion

On project completion, capital and interest is returned* to your CrowdProperty IFISA

Reinvest

Reinvest in projects to maximise returns*, or withdraw your earnings

*Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk statement.

IFISA FAQs

what are my investment options?

Standard Lending

LENDING WITH CROWDPROPERTY TO EARN UP TO 8%* RETURNS BACKED BY FIRST CHARGE SECURITY IS EASY.

All CrowdProperty loans are, first and foremost, secured by the registered first legal charge against the property associated with the project. Every project is put through an extensive due diligence process by our experts, carefully curating and approving only the very best projects.

Tax-Free IFISA Lending

MAKE UP TO 8%* RETURNS TAX-FREE WITH THE CROWDPROPERTY IFISA.

The CrowdProperty Innovative Finance ISA (IFISA) is a way to increase your returns further. You still have the flexibility to select the individual loans and can invest up to £20,000 per tax year and receive the same up to 8% returns* backed by first charge security but tax-free. You can also transfer in existing ISA pots.

OPEN AN IFISA

Pension Lending

PENSION FUNDS CAN ALSO BE USED TO LEND WITH CROWDPROPERTY.

We have worked closely with SSAS and SIPP pension providers to ensure that lending with CrowdProperty is pension compliant, meaning Innovative property investment opportunities can be held in pension accounts. Just like our IFISA, you still have the flexibility to select the individual loans to lend to with tax-free returns.

find out more

discover autoinvest

a simple, quick and easy way to diversify your crowdproperty investment.

AutoInvest enables you to automatically diversify your money across high-quality property projects backed by first charge security, quickly and easily. Your AutoInvest funds will be diversified amongst each and every project launched on our platform, ensuring maximum diversification and reduced concentration risk.

turn on autoinvest

*Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results. Tax treatment depends on individual circumstances and may change. Full risk statement.